What do you know now about personal finance that you wish you knew a few years ago?
Saving.
20% or more of your income or salary should be saved. Saving ought to become a habit.
Analyze.
What makes you happy. Traveling, spending money to your parents, your nephew/ niece, or organizing meeting with friends (picnic, cinema, theater, concert, walking suburban areas and etc).
After analyzing spend your money on it.
Don't borrow loans and credit cards from banks.
Card a thing that you can not manage your money. They created for the wasting money.
Separate a budget for travel.
At least once a year. One of the thing that you invest in yourself is traveling.
Be your own boss:
As I noted in the first point, if you saved plenty much. Then open a small café. May be book café.
Or another business which you find inner peace.
Asude Yunus
Ref : https://www.quora.com/What-do-you-know-now-about-personal-finance-that-you-wish-you-knew-a-few-years-ago
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