Discovering what life is about

Living a Rich Life, Security, Relationships, Experiences

Living a Rich Life Security Relationships Experiences Successful living requires a balance between the 3 things in life that matter most: money… health… and relationships.


Living richly means figuring out what to spend your time, money, and  energy on—and what to ignore. Since you can’t have everything, you have  to prioritize. this means spending money on things that matter to you and skimping on things that don’t. Psychologists generally agree that a life  well-lived is rich in:

It’s hard to be happy when you’re constantly worrying about how  to pay the bills. If you have money, you don’t have to worry about those  things. (But, as you now know, you don’t have to be rich to be happy.)  By living below your means and avoiding debt, you can gain some  financial control over your life.

true wealth comes from relationships, not from dollars  and cents. Wealthy or poor, people with five or more close friends are  more apt to describe themselves as happy than those with fewer. A  long-term, loving partnership goes hand in hand with this. And as you’ll  learn later (page 306), social capital can be worth as much as financial  capital.

As explained in the Note on page 8, memories tend to grow  more positive with time, but Stuff usually drops in value—both actual  value and perceived value. As Gregory Karp writes in The 1-2-3 Money Plan (Ft Press, 2009), Experiences appreciate, assets depreciate. And  in Your Money and Your Brain (Simon & Schuster, 2008), Jason  Zweig  notes, Doing and being are better than having.

Remember these  three pillars of happiness and you can build a rich life  even on a  limited income.  to further improve your relationship with money,  keep these guidelines in mind:

Spend on the things that make you happiest. there’s nothing  wrong with buying things you’ll use and enjoy—that’s the purpose of  money. If you’re spending less than you earn, meeting your needs, and  saving for the future, you can afford things that make life easier  and  more enjoyable. (For another way to prioritize, see the box on page  20.)

Stay healthy.
there’s a strong tie between health and happiness. Anyone who’s  experienced a prolonged injury or illness knows just how emotionally and  financially devastating it can be. Eat right, exercise, and get enough  sleep (Your Body: The Missing Manual has loads of tips on how to  do all those things).

Don’t compare yourself to others.
Financially, psychologically, and socially,  keeping  up  with  the  Joneses  is  a  trap. You’ll  always  have friends who  are wealthier and more successful in their careers than you. Focus  on your own life and goals.

Limit media exposure.
Mass media - especially TV tries to persuade you that  happiness depends on things you don’t really need and can’t afford.  Studies have found that watching lots of tV can influence your  levels  of materialism how much you think you need to be happy.

the average Joe believes that materialism is the path to  happiness—but the average Joe is wrong. Research shows that materialism  actually leads to unhappiness and dissatisfaction. By simplifying your  life and reducing the amount of Stuff you own (or want to own), you’ll  save money and be happier.

Help others.
Altruism is one of the best ways to boost your happiness. It  may seem counter-intuitive (and maybe even a little self-serving), but  donating to your church or favorite charity is a proven method for  brightening  your day

Embrace routine.
Emerson wrote, "A foolish consistency is the hobgoblin of little minds,"  but there’s evidence that some consistency is conducive to  contentment. In Happier (McGraw-hill, 2007), tal BenShahar recommends  building routines around the things you love: reading, walking,  gaming, knitting, whatever. Because it can be difficult to make the time  for these activities, he argues that we should make rituals out of  them. If you enjoy biking, make a ritual out of riding  to the park  every evening, for example. (See the box below for tips on finding  time for what you love.)

Pursue meaningful goals.
As you’ll learn in the next chapter, the road to wealth is  paved with goals, and the same is true of the road to happiness. But for  a goal to be worthwhile, it has to be related to your  values and  interests it has to add something to your life.




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Living a Rich Life Security Relationships Experiences

Living a Rich Life Security Relationships Experiences

Categories : Life purpose    Themes : Goal frugal living
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